New health care law traps some in pricey state plans - USATODAY.com
This is an important article to read for those who are currently insured in state health insurance pools. I thought one of the intents of the new healthcare reform was to help people who are in high risk pools and are paying sky high rates. Instead they're not getting help and why not? Those who have sacrificed to be in the pools have been responsible citizens and they deserve the break. I agree that many people who wanted this coverage couldn't afford it and I am glad that they'll be able to get insurance at a reasonable rate. But what about the vast majority who are high risk and could have afforded coverage but just went without? They're getting the benefit of the new system. That's not fair. They should be penalized or the responsible citizens need to get a bigger break.
Friday, April 30, 2010
Wednesday, April 28, 2010
Tuesday, April 27, 2010
Thursday, April 22, 2010
Wednesday, April 21, 2010
SCEARTHQUAKES.COM
SCEARTHQUAKES.COM
Like most people living in high risk areas, most Charlestonians aren't prepared if there is another big earthquake like the one in 1886.
Like most people living in high risk areas, most Charlestonians aren't prepared if there is another big earthquake like the one in 1886.
Tuesday, April 20, 2010
Wednesday, April 14, 2010
Toyota has more troubles
April 14, 2010 - Wall Street Journal
On April 13 Toyota Motor Corp. responded to the safety concerns about a Lexus sport-utility vehicle (SUV) recently published in Consumer Reports by temporarily stopping sales of the Lexus GX 460. The recent setback for Toyota comes in the wake of a series of safety recalls. Consumers Reports rarely issues a “don’t buy” recommendation but took the action against the Lexus model because of the possibility that the SUV could roll over in some circumstances. The magazine previously suspended its recommendations for eight models that Toyota recalled in January because of problems with sticking accelerator pedals.
Monday, April 12, 2010
What is a Declarations Page?
A Declarations Page is the part of a policy that lists your specific information. For instance, a homeowners declaration page will list your name, the address of your home, your policy number, the effective and expiration date of your policy, the premium for the coverages you have purchased and the limits of each of those coverages.
Terms you may find on your Declarations Page:
Terms you may find on your Declarations Page:
- Named Insured – this is the individual or business that is identified as the insured party.
- Additional Insured – an additional insured is someone listed on your policy because certain coverages on the policy can be afforded to them. For instance, if you lease a vehicle, the leasing company may require to be listed as an additional insured. The leasing company is still the owner of the vehicle, therefore, they can be liable for damages caused by the vehicle. Being listed as an additional insured on your policy will trigger your policy to afford some coverages to the leasing company in the event they are subjected a suit involving the vehicle.
- Endorsements – There can be circumstances where changes need to be made to the standard policy language. Instead of rewriting the entire policy, the insurance company includes endorsements to the policy. They are essentially amendments made to the insurance contract that can change the coverage or terms of the policy.Your Declarations Page will list which endorsements apply to your policy.
Wednesday, April 07, 2010
Smart homeowners assess insurance needs - washingtonpost.com
Smart homeowners assess insurance needs - washingtonpost.com
This is a very well written article. What she says applies to us in Charleston, SC as much as in Washington, DC. Call me if you have any questions about your coverage.
This is a very well written article. What she says applies to us in Charleston, SC as much as in Washington, DC. Call me if you have any questions about your coverage.
Monday, April 05, 2010
Consumers Guide To Health Reform - Kaiser Health News
I haven't had time to read all 2000 pages of the reform law. Kaiser always has great info on healthcare. Hope this helps to get you started in sorting out the changes that will be coming our way.
Consumers Guide To Health Reform - Kaiser Health News
Consumers Guide To Health Reform - Kaiser Health News
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